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TFSAs

A Tax-Free Savings Account (TFSA) allows your savings to grow tax-free. It can hold a variety of investments including mutual funds, GICs, stocks, bonds and ETFs. Unlike RRSPs, money in a TFSA can be withdrawn at any time on a tax-free basis and used for any purpose. The annual TFSA contribution limit for 2023 is $6,500. Unused contribution room can be carried forward. If you have not yet contributed to a TFSA, your total potential maximum allowed contribution limit as of 2023 is $88,000.
Requirements to Open a TFSA:

Requirements to Open a TFSA:

  • Valid Canadian Social Insurance Number
  • At least 18 years old
  • Canadian resident

TFSA Comparison Calculator

Additional Information

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